I managed to exceed 2/3 of my goals for November, but not the third one.
Our total for groceries/eating out/quick stops went down to $303.42, a savings of $149.88 this month! I made some of the cheaper, easier recipies posted on the boards a couple of times a week and cut down on eating out. I can still cut down more on eating out and get this total down lower in December.
For the second goal of paying off $150 towards the student loans -- I managed to pay off a little over $700, bringing our totals down to:
Student Loans: 36,144.13
Mortgage 95602.39
For our third goal, saving $150 -- I used the extra money towards the school loans, as I just couldn't see paying the extra interest, but I really do need to get an emergency fund set up again.
So for December, my new goals are:
(1): To decrease our grocery budget to atleast $275
(2): To pay cash for my winter semester of school (trying to avoid additional student loans)
(3): To save $50 in an "emergency" fund.
(4): To pay off an additional $300 in student loans.
November's Tally and December's Goals
December 9th, 2006 at 10:55 pm
December 10th, 2006 at 12:35 am 1165710901
December 11th, 2006 at 12:18 am 1165796307
December 11th, 2006 at 01:11 am 1165799472
December 16th, 2006 at 06:59 pm 1166295591